1. Acceptance of Terms
By accessing or using Refinance Planning Guide services, you agree to abide by these Terms and Conditions. If
you do not agree, please do not use our platform. Continued use constitutes acceptance of these
terms.
2. Eligibility
Users must be at least 18 years old, legally competent, and capable of entering into binding
contracts. Minors and unauthorized users are prohibited from using our services.
3. Account Registration
When creating an account, you must provide accurate, complete, and up-to-date information. You
are responsible for maintaining the confidentiality of your credentials and for all activities
under your account.
4. Investment Risks
All investments, including mutual funds, stocks, bonds, and digital assets, carry inherent risks.
Past performance does not guarantee future results. Users should assess their risk tolerance
before investing.
5. Service Modifications
Refinance Planning Guide reserves the right to modify, suspend, or discontinue any service at any time without
prior notice. Changes may include service features, fees, or availability.
6. Fees & Charges
All applicable fees, charges, or commissions will be clearly disclosed before service delivery.
Fees may change from time to time, with reasonable notice provided to users where possible.
7. User Conduct
Users must comply with applicable laws and regulations. Fraud, illegal activity, unauthorized
access, or misuse of services may result in account suspension, termination, or legal action.
8. Intellectual Property
All content, trademarks, logos, software, and proprietary information on Refinance Planning Guide are owned or
licensed by the company. Users are prohibited from reproducing or distributing content without
permission.
9. Third-Party Links
Our website and services may include links to third-party websites. Refinance Planning Guide is not responsible
for their content, privacy practices, or any damages arising from use of these external
resources.
10. Limitation of Liability
To the fullest extent permitted by law, Refinance Planning Guide shall not be liable for indirect, incidental,
or consequential damages resulting from use or inability to use services, including financial
losses.
11. Indemnification
Users agree to indemnify and hold Refinance Planning Guide, its affiliates, officers, and employees harmless
from any claims, losses, or liabilities arising from misuse of services, violation of terms, or
illegal activities.
12. Termination
Either party may terminate the use of services at any time. Upon termination, users must cease
accessing services, and any outstanding obligations, fees, or agreements will remain
enforceable.
13. Dispute Resolution
Any disputes arising from the use of Refinance Planning Guide services shall be resolved through binding
arbitration in USA, in accordance with applicable arbitration laws, unless otherwise
required by law.
14. Entire Agreement
These Terms and Conditions, along with any other policies referenced herein, constitute the
entire agreement between users and Refinance Planning Guide. No other agreements or representations are valid
unless in writing.
15. Amendments
Refinance Planning Guide reserves the right to update or amend these Terms at any time. Continued use of
services after updates signifies acceptance of the revised terms. Users are encouraged to review
terms periodically.
